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MAP YOUR FLOOD RISK

FLOOD Ed:

What you should know about floods, and then some.

Mary Martin, Hurricane Irene 2011

Play / 2:45
  • Mary Martin, Hurricane Irene 2011

    Play / 2:45

  • Joel Lusk, De Moines IA

    Play / 3:31

  • Bertie Midgett, Hurricane Irene 2011

    Play / 2:54

  • Rich Smith, Severe Rains

    Play / 2:28

  • Two Flood Stories, Atlanta 2009

    Play / 3:05

  • Flooding from Heavy Rains

    Play / 2:47

  • Hurricane Katrina Levee Failure

    Play / 2:18

  • James Skelton, Atlanta 2009

    Play / 2:36

  • The Taylors, Atlanta 2009 Rains

    Play / 2:17

  • Frank Billingsley, Tropical Storm Allison

    Play / 3:15

  • Becky Bently, Atlanta 2009

    Play / 2:23

Flood Quick Facts

  • Fact #1

    Private insurance companies and the federal government recognized that their association would improve the overall success of the program. Accordingly, insurance companies administer the program, but the federal government funds the insurance.

  • Fact #2

    There are some homeowner endorsements that will cover a back-up or overflow of sewers or drains or a sump-pump. These type losses sometimes do occur during flooding events. These endorsements will often have dollar limits substantially less than the flood policy

  • Fact #3

    If a house is destroyed due to the collapse of the land it is built on, and the collapse is due to waves or currents of water, that would be considered a flood and would be covered.

  • Fact #4

    Voluntary flood insurance policies are not enforced until 30 days after purchase.

  • Fact #5

    Flood damage is not typically covered by a homeowners insurance policy.

BREAKING FLOOD NEWS:

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